Concrete Pump Remount Financing Program overview
Pricing basis: boom reach, hours, resale strength
Application-only: up to $500,000
Sellers: dealer, auction, or private party
Turnaround: same business day
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The chassis wears out before the pump does. That is not a flaw in the engineering; it is just reality. A truck chassis carries the pump to every job, takes the highway miles, and handles whatever conditions the route requires. After a decade of that, the engine, transmission, axles, and frame may be approaching the end of their reliable service life while the pump end, if it has been maintained well, still has years of productive work in it. A concrete pump remount transfers the pump unit to a new or late-model chassis, combining a fresh platform with proven pumping equipment for a fraction of what a complete new machine would cost.
We finance concrete pump remounts as equipment loans against the completed assembly. The transaction looks like a used equipment purchase with a construction element, and we handle it regularly for operators looking to renew their fleet economically.
How a Remount Works The Remount Process A concrete pump remount involves removing the boom, pump unit, hydraulic system, and related components from the existing chassis and remounting them on a new or newer truck chassis. Specialized dealers and fabricators handle this work. The chassis requires custom subframe fabrication to carry the pump unit's loads, integration of the hydraulic drive connections to the new chassis engine's PTO, and reconfiguration of the outrigger systems to match the new platform's geometry. It is a major fabrication project, not a simple mechanical swap.
The quality of the remount fabrication matters enormously for the finished machine's structural integrity and pump performance. A properly engineered subframe that distributes the pump unit's working loads across the chassis properly is what separates a remount that performs like a new machine from one that is structurally marginal from day one. Use a fabricator with documented experience on the specific pump manufacturer's equipment.
What Gets Replaced vs. What Carries Over In a typical remount, the new chassis includes the truck engine and drivetrain, the outrigger pads if the new chassis uses a different configuration, and any bodywork or fender modifications to accommodate the pump unit. The existing pump unit, including the boom, cylinders, S-valve, and hydraulic power package, carries over. The PTO connection is rebuilt on the new engine. Wear items in the carried-over pump end are typically inspected and replaced as part of the remount process, effectively combining a pump rebuild with the chassis swap.
Remount Project Costs and Financing A complete concrete pump remount project typically runs $80,000 to $200,000 depending on the chassis price, the complexity of the fabrication, and the scope of pump end work done during the process. That is a meaningful outlay, but it compares favorably to the $400,000 to $700,000 price of an equivalent new machine. For an operator whose pump unit is in good shape but whose truck is a maintenance headache, the remount math often wins decisively.
Financing a remount is structured as a loan against the completed assembly. The lender needs a purchase price or project quote, the specifications of both the new chassis and the existing pump unit being remounted, and the completed machine's anticipated value at delivery. Some lenders treat a remount like a construction project with disbursements at key milestones; others wait for the completed machine and fund as a single disbursement. Discuss the timeline with us when you start the process so we can match the funding structure to the fabrication schedule.
Remount transactions often qualify for application-only underwriting if the total project cost is under $400,000. See our application-only financing page for requirements. For operators refinancing the existing pump unit's loan as part of the remount transaction, concrete pump refinancing may allow combining the existing payoff with the remount costs into a single new loan.
Who Does Remounts and Why Remount buyers are almost always operators with an existing machine facing a chassis replacement decision. The pump unit is working well and has been maintained. The truck is aging. A new complete machine is expensive. The remount path lets the operator keep their proven pump equipment and deliver it to jobs on a reliable, compliant chassis without starting over.
This makes the most sense economically when the pump unit is from a premium manufacturer with high residual value and remaining service life. A 15-year-old Putzmeister or Schwing pump end with 3,000 hours on a rebuilt rebuild is worth protecting with a new chassis. A generic low-cost pump unit of the same age with original wear parts and 7,000 hours probably does not justify the investment.
Operators who do a lot of work for high-rise and multifamily builders or concrete pumping service companies where machine appearance and compliance matter often find that a remount on a late-model chassis keeps them on the approved vendor list without the cost of new iron. A fresh truck with a proven pump is professionally credible.
Remount vs. Buying New or Used The comparison to a used machine is the key decision point. A used concrete boom pump at $200,000 to $350,000 gives you a complete machine with an existing chassis and pump history. A remount at $120,000 to $180,000 gives you a new chassis and a proven pump, but it requires a fabricator, takes time, and involves the coordination of two separate assets. Which path wins depends on the value and condition of the existing pump, the availability of a good used machine in the market, and the operator's preference for a known pump unit vs. a complete stranger.
The comparison to new is usually not close on cost. The remount path delivers a machine that performs like new for a fraction of the price. Where new wins is in warranty coverage, latest technology features, and the absence of any residual history in the pump unit. Some buyers place significant value on that clean slate. Operators who want to compare a remount against purchasing a fully refurbished concrete pump should run both sets of numbers; the refurbished route offers a complete, tested machine without the fabrication wait.
For the financing side, a Section 179 depreciation deduction applies to a remounted machine in the year of completion, same as any new equipment purchase. On a $150,000 remount, that first-year write-off can represent a substantial reduction in the after-tax cost of the project. Talk to your accountant about timing the completion and delivery into the most advantageous tax year for your business.
Questions About Concrete Pump Remount Financing What operators ask when they are weighing a remount project.
Finance Your Concrete Pump Remount A good pump on a fresh chassis is a productive machine for another decade. Get the financing sorted before the fabricator starts and the project moves smoothly. Call us or apply now and we will walk through the deal with you.
Common questions The remount takes 90 days to complete. How does the financing timeline work? We can issue a commitment and fund against milestones during the fabrication process, or we can fund the complete machine at delivery depending on the lender structure we use. Discuss the fabrication timeline upfront and we will match the funding to the schedule. The key is that you should not be starting a 90-day project without the financing committed and documented.
Can I include the cost of a pump end rebuild in the remount financing? Yes. If the pump rebuild is part of the remount project scope and priced in the fabricator's quote, it is part of the financed amount. The complete project cost, chassis plus fabrication plus pump rebuild, is what the loan is written against. Itemize everything in the fabricator's quote and submit it with the application.
My existing pump has an outstanding loan balance. Can I do a remount without paying it off first? If the existing loan is on the pump unit specifically, the lender's lien attaches to the pump. The remount process puts that pump on a new chassis. The existing lender needs to understand the transaction and may require the loan payoff as part of the remount deal, or they may accept a lien on the completed assembly. This needs to be coordinated before fabrication starts, not after. Talk to us early in the process.
How does a lender value a remounted machine for financing purposes? A remount is valued as the combination of the new chassis value and the carried-over pump unit value, less a discount for the assembled-unit-versus-OEM difference. A comparable new machine price provides the ceiling. A lender familiar with the concrete pump market can assess this accurately. General equipment lenders who do not know the market sometimes undervalue remounts, which is one more reason to work with a specialist.
Common Questions on Concrete Pump Remount Financing Straight answers before you send the equipment file.
The remount takes 90 days to complete. How does the financing timeline work? We can issue a commitment and fund against milestones during the fabrication process, or we can fund the complete machine at delivery depending on the lender structure we use. Discuss the fabrication timeline upfront and we will match the funding to the schedule. The key is that you should not be starting a 90-day project without the financing committed and documented.
Can I include the cost of a pump end rebuild in the remount financing? Yes. If the pump rebuild is part of the remount project scope and priced in the fabricator's quote, it is part of the financed amount. The complete project cost, chassis plus fabrication plus pump rebuild, is what the loan is written against. Itemize everything in the fabricator's quote and submit it with the application.
My existing pump has an outstanding loan balance. Can I do a remount without paying it off first? If the existing loan is on the pump unit specifically, the lender's lien attaches to the pump. The remount process puts that pump on a new chassis. The existing lender needs to understand the transaction and may require the loan payoff as part of the remount deal, or they may accept a lien on the completed assembly. This needs to be coordinated before fabrication starts, not after. Talk to us early in the process.
How does a lender value a remounted machine for financing purposes? A remount is valued as the combination of the new chassis value and the carried-over pump unit value, less a discount for the assembled-unit-versus-OEM difference. A comparable new machine price provides the ceiling. A lender familiar with the concrete pump market can assess this accurately. General equipment lenders who do not know the market sometimes undervalue remounts, which is one more reason to work with a specialist.
Get Terms on Concrete Pump Remount Financing Tell us what you are buying, who is selling it, and when you need it earning. We will review the file and point you to the next step.
